Mia from Nook
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A Better Home Loan Deal is 60-Secs Away 👋
No Documents. No Obligation. We'll check if you qualify for a better deal (so you keep more of your salary) — and if none, we'll give you ₱5,000.
Do You Currently Have a Home Loan?
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Sorry, Nook only provides home loan assistance
But our friends at Moneymax can help you for a personal loan. Click the link below to visit the Moneymax website for your next personal loan.
Nook is a mortgage broker. This means we only provide assistance with new and refinancing home loans. We do not assist with cash loans.
Question 1 of 8
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Who is your property currently mortgaged to?
Which lender are you paying for your current home loan?
Looking for a new home loan instead? Click here
Question 2 of 8
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Do you know what your current interest rate is?
Your interest rate will typically increase after your fixing period and is used to calculate your monthly repayments.
It's ok if you don't know your current interest rate. We can use an average market rate for now.
Question 2 of 8
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OK, what is your current interest rate?
How much is your current lender charging you in home loan interest.
Use the slider to select your current interest rate.
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That's ok...
We'll go ahead and use a standard interest rate for now to get an idea of your savings.
Need some help? Chat to a Nook expert
Question 3 of 8
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Have you finished your fixing period?
The fixing period is typically the first 1 to 5 years of the home loan in which the interest rate is locked in.
If you have finished your initial lock-in period then select 'Yes, finished'. If your home loan is new then select 'No, not yet'
Question 4 of 8
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What is the current balance of your home loan?
How much do you have left to pay off? Entering an approximate for now is fine.
Use the slider to select your approximate mortgage balance. For values higher than the maximum shown, select the maximum and speak with a Nook expert.
Question 5 of 8
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How many years are remaining on your current home loan?
How many more years is your current home loan term?
Use the slider to select the remaining years on your loan. For values higher than the maximum shown, select the maximum and speak with a Nook expert.
Question 6 of 8
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Do you have any missed monthly repayments?
During the repayment of your current home loan, have you ever missed any monthly repayments?
Banks will check the repayment history of your current home loan before approving an application. If you have never missed a repayment, select 'No'.
Question 7 of 8
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Have your employment circumstances changed since you got your last home loan?
When you applied for your current home loan you were employed. So are you still employed? Or are you now unemployed? Are you now self-employed?
This may change our approach with the application and in some cases may mean we can't move forward with a refinance
Looks Like You're Overpaying 😬
But We Have Refinancing Options. Let's Get You a Better Deal.
First, we will send you your refinancing report...
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You're moments away from knowing your lending options, chatting with a Nook expert, and getting approved faster.